Unenforceable Credit Agreements

What are Unenforceable Credit Agreements?

The Consumer Credit Act 1974 (as amended by the Consumer Credit Act 2006) regulates consumer credit and consumer hire agreements - notably those between traders like your lender, and individuals like you, including:

  • Unsecured Personal Loans.
  • Secured Loans.
  • Hire Purchase.
  • Car Loans/Finance agreements.
  • Consolidation loans.

What do I do?

It costs £295 for a contract audit by one of our highly experienced consumer credit solicitors. Areas they look at include S.77/78 failures, prescribed term breaches, other breaches, unfair relationships, debt restructuring, time orders and even ‘defended actions’ (where the lender has already issued proceedings against you).

Please call us freephone on 0800 092 1909 . Or leave your details here in the contact form and one of our trained advisers will call you to explain what the audit covers as well as our money back policy.

Worried about your debt? Click here for a free debt assessment.

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0800 092 1909

Unforceable Credit Agreements
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Unenforceable credit agreements